Useful Links


If you feel so worried about money that you can’t see a way out and want to talk to someone urgently, you can call the Samaritans 24 hours a day, 7 days a week on 08457 90 90 90.


Otherwise, if you are worried about problems with debt, we strongly recommend you consult one of the two national organisations offering free debt advice:


StepChange Debt Charity is a national organisation that has been helping people to become debt free for over 20 years. Their advice is impartial and confidential and they provide a range of services including free debt management, help with CCJs and bailiffs.


For more information on how StepChange can help you, take their debt test today, here or call 0800 138 1111 (you can request a call back via the website).


Payplan are a debt management company providing free debt advice and free debt solutions for anyone experiencing financial difficulties, whatever the circumstance or situation. Since 1992, Payplan has successfully helped more than a million people deal with their debt problems. Every year, they help, advise, support and provide solutions to more than 100,000 people for free. Call them on 0808 271 3609 or 0203 432 6498 or visit


National Debtline offers free, independent and confidential advice on dealing with your debts. Visit the website or call 0808 808 4000


Business Debtline helps the self-employed and small businesses deal with their debts, offering free, independent and confidential advice. Visit or call 0800 197 6026


 Other helpful links:


Your local Citizens’ Advice Bureau (CAB) can also provide help on financial issues, as well as other problems which may be at the route of the problem, such as employment rights, housing and benefits.  Their website contains factsheets and information or you can find your local branch here.


Money A+E is another useful site with lots of useful information and links to other websites.


We also like Money Saving Expert (MSE), set up by consumer champion, Martin Lewis.  It has comparison guides, money saving tips and extensive forums, where there are motivational challenges and loads of advice on hundreds of topics.


We suggest The Money Advice Service if you wish to undertake a thorough health check on your finances online.


There are many commercial debt management companies operating, who will negotiate with those to whom you owe money. Although these companies claim to offer a “free” service, what they really do it to take a fee from the money you give them to pay those you owe. In the long run therefore, you end up paying more. For this reason we strongly advise against the use of commercial debt management companies.


All our links open a new window.  We can’t be responsible for external websites, but please let us know if there’s a broken or out-of-date link, by emailing



Telephone: 020 8366 8244         Email:        Postal address: 3 George Mews, Enfield, Middlesex, EN2 6JA



North London Credit Union


All content belongs to North London Credit Union unless otherwise stated. North London Credit Union Ltd. is a not-for-profit financial cooperative, run & controlled by its members. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority & the Prudential Regulation Authority. Registered Office: 3 George Mews, Enfield, Middlesex, EN2 6JA, registration no. 213809 . Savings are covered by the Financial Services Compensation Scheme (FSCS).