Loans for home improvement
Savings and loans for your season ticket
Savings and loans towards funeral costs
Helping the self employed with loans to existing or new businesses
Savings and loans towards holidays
Savings and loans towards your dream wedding
Serving the community of North London for over 20 years
North London Credit Union
Management & Governance: Keeping Your Money Safe
As an ethical organisation, we are transparent about our performance and operations (whilst of course maintaining confidentiality of personal information and data).
Credit unions are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority and are subject to strict controls on membership, interest and fees.
We are covered by the Financial Services Compensation Scheme (FSCS). This means your money is safe, even in the unlikely event that the credit union fails.
We are a member of the Association of British Credit Unions (ABCUL), the UK trade body for credit unions and abide by their rules and guidelines.
Our Board are independent and elected (or re-elected) annually at our Annual General Meeting (AGM). Our AGM gives our members the opportunity ask questions of the Board and Supervisory Committee and we warmly invite all members to attend.
North London Credit Union Management Board:
Dr Gordon Giles – Chair
Michael Bradley – Director
Geoff Folkes – Treasurer
Peter Lovell – Secretary
Michael McGowen - Director
Tony Sathyaseelan – Director
North London Credit Union Supervisory Committee:
Richie Hamden – Compliance Officer
Tom Hanrahan – Member of the Supervisory Committee
Lydia Lezama – Member of the Supervisory Committee
If you have a complaint
If for any reason you have been dissatisfied with the services you have received and feel you have a fair right for complaint, you can find our complaints procedure HERE
Credit unions are open, transparent organisations, run by and for their members and as such, we make our performance figures, aims and objectives available to public view.
Here you can find our annual reports and accounts, so that you can see how we are performing. Please feel free to contact us should you have any questions or comments: email@example.com
Audited accounts 2013 – 2014
Annual report 2013 – 2013
Please note, the credit union financial year runs from 1st October to 30th September and all accounts are subject to an external audit prior to publication.
Accounts and Reporting
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Established and based in Enfield since 1994, North London Credit Union (NLCU) is a not-for-profit financial co-operative, run on behalf of its members by a small team of paid staff and volunteers, who all live in the North London area.
We offer a variety of fair loans and secure savings products for our members.
We also run free and simple payroll deduction schemes to give your employees access to all our products, as well as savings clubs for groups and schools.
We promote sound financial management by lending responsibly and encouraging our members to save.
We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. We are covered by the Financial Services Compensation Scheme (FSCS). We are a member of the Association of British Credit Unions (ABCUL), the UK trade body for credit unions.
We have an independent Board, elected at our Annual General Meetings (AGMs), at which we discuss our activities over the last year and give our members the opportunity ask questions of the Board and Supervisory Committee.
Who Can Join?
Individuals: membership is free and open to individuals who live or work in the boroughs of Enfield, Barnet, Haringey, Waltham Forest and south Hertfordshire.
Businesses: if you’re outside south Hertfordshire or the boroughs of Barnet, Enfield, Haringey and Waltham Forest, but would like access to fair finance, you can join through the London Enterprise Club, which currently costs a one-off fee of just £35. There are no set-up fees for loans or other charges, even for early repayment.
Employers: you can offer our great savings, loans and financial awareness if you have at least one premises in the boroughs of Haringey, Enfield, Barnet, Waltham Forest, or in parts of Hertfordshire. We can then extend membership to other sites, if requested or refer you to other credit unions in those areas.
If you are outside these areas, you can find your local credit union at http://www.findyourcreditunion.co.uk/home
Our Enfield Office
Our Main office - 9:30-4:30pm, loan applications by appointment only
Tuesday Drop- In Location
John Wilkes House, Tuesdays 12:30-4pm
Thursday Drop-In Location
Ordnance Unity Centre, Thursdays12:30-4:30pm
020 8366 8244
3 George Mews
Telephone: 020 8366 8244 firstname.lastname@example.org Postal address: 3 George Mews, Enfield, Middlesex, EN2 6JA
Management & Governance: Keeping Your Money Safe
Accounts & Reporting
All content belongs to North London Credit Union unless otherwise stated. North London Credit Union Ltd. is a not-for-profit financial cooperative, run & controlled by its members. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority & the Prudential Regulation Authority. Registered Office: 3 George Mews, Enfield, Middlesex, EN2 6JA, registration no. 213809 . Savings are covered by the Financial Services Compensation Scheme (FSCS).